I’m late, Dear Friend, but only by a few hours. I’ve spent the last few hours desperately calling in favors and applying to various jobs. Right now I’m not working enough hours to break even. So I’m working everyone of my jobs as money hours as they’ll let me.

My looming question that sits foreboding on my horizon. To loan, or not to loan. Tis the question. Will I need to get a personal loan to help cover my bills for the month or not. We shall see.

In the end, we will be alright.